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Advantages of Solar heaters
Return of investment in 3-4 years
uninterrupted source of water heating
long life span (20 years)
low maintenance
no gas required
shock proof
save up to 1500 units of electricity in a year per flat for consumption of  100 liters of hot water per day per flat

You can purchase and repair of solar heating systems at Aditya solar shops and designated suppliers. List available at  the website of  Ministry of non-conventional energy sources . A toll free number is also listed but is usually busy

Designated banks and financial institutions provide finance at low effective interest rates depending on category of users. Interest rates are as follows:
2% domestic
3% institutional
5% commercial users

Designated banks and financial institutions providing low cost loans for solar equipment purchase are :
Canara bank
Bank of Maharashtra
Union Bank of Indian
Syndicate Bank
Punjab National Bank
Punjab & Sind Bank
Andhra Bank
Vijaya Bank
Dena Bank
IREDA
Nagarjuna Credits & Capital Ltd.
SREI Infrastructure Finance Ltd
Bhonsale leasing Finance Co. Ltd
Nagpur Nagrik Sahakari Bank Ltd
Jalgaon Janta Sahkari Bank Ltd.
Kalyan Janta Sahkari Bank Ltd.
Solapur Janta Sahkari Bank Ltd.
The Akola Janta Co-operative Bank Ltd.
The Satara District Central Co-operative Bank Ltd.

Some municipalities like the Thane Muncipal Corporation have made installation of solar heating systems compulsory for buildings which require large amounts of hot water like hospitals, nursing homes, guest houses, colleges and government buildings. If existing building install solar systems, there is a reduction in the property tax to be paid. However, solar systems cannot be installed on a flat base.
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